Julian Haw info@julianhaw.com

What I can do for you

The South African Revenue Service (SARS) revised the rules on retirement annuities in July 2008. South African expatriates are now able to access 100% of retirement annuities irrespective of age or when formal emigration took place.

The significance of this is that South Africans of any age can now withdraw their retirement annuity in full. If you left South Africa without formally emigrating, you can emigrate now and benefit from the new legislation. Formal emigration implies a tax clearance, South African Reserve Bank approval and a blocked account.

Why should I emigrate formally?

There are additional benefits of formal emigration:

How can I find out more?

For more information, please contact me so that I can make an assessment of your particular situation.

This assessment will include:

What if I have already emigrated?

You can draw 100% from your retirement annuity even if you are not yet 55.

If you prefer you can retire after 55 and take one third in cash. There are several types of annuities available and I will be happy to illustrate these in detail for your particular situation. They include:


“You have always responded quickly to my questions and guided me through the process in a professional manner. I would certainly recommend you to anybody who has retirement annuities in South Africa that they would like to convert to cash.”

— DH of Bath, UK
September 2011